Thank you, thank you, thank you!
Thanks for the tip - here is what it lead me to >> I added a DIV to encompass wrap_all and it worked like a charm. In an ideal world I could have the graphic go to the bottom of the page (suggestions?) but I'm not attached to that.
The "stitch" graphic sits in front of the "burlap" graphic, the burlap is defined in the theme options bg.
background-image: url('images/stitch.png'); background-repeat:repeat-y;